An “Umpqua Bank routing number” is a nine-digit code that identifies the financial institution where an account is held. For example, Umpqua Bank’s routing number is 124104218.
Routing numbers are essential for processing electronic payments, such as direct deposits, wire transfers, and ACH transactions. They ensure that funds are sent to the correct account and financial institution. Historically, the American Bankers Association (ABA) developed the routing number system in the 1910s to streamline interbank transactions.
