A first-time home buyer in North Carolina (NC) is an individual or family purchasing a residential property for the first time in the state.
Becoming a first-time home buyer in NC offers numerous advantages, including tax breaks, potential equity growth, and the stability of homeownership. Historically, the North Carolina Housing Finance Agency (NCHFA) has played a significant role in promoting homeownership through programs like the First-Time Homebuyer Loan, aiding countless individuals in achieving their dream of homeownership.